1309 28th Ave N, Naples, FL 34103 Property Records

Collier County property record for 1309 28th Ave N, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,831 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$329,900 (Nov 2014)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`051700 A 234A27`

Property Details

APN / Parcel Number

Primary APN	`051700 A 234A27`
Alternative APNs	`08130840006` `8130840006`

Interior

Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,831 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	392 sqft
Deck Area	100 sqft

Location & Zoning

Street Address	1309 28TH AVE N
City	NAPLES
State	FL
Zip	34103-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	FRANKS BLK A E 21FT OF LOT 22, W 59FT OF LOT 23
Legal Range	25
Legal Township	49
Legal Section	27
Legal Subdivision	FRANKS SUBDIVISION
Legal Tract	051700
Legal Block	A
Legal Lot Number	23
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

1309 28th Ave N is owner-occupied and held in a trust since August 2026.

Source: Collier County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1309 28TH AVE N, NAPLES, FL 34103-4558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on File
Deed Sale	Nov 5, 2014 · Amount on File
Prior Sale	Nov 15, 2004 · Amount on File
Deed Document Number	20145048896
Deed Book / Page	5091 / 4000
Last Transfer Date	Aug 21, 2026
Transfer Doc	0006865740
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 21, 2026
Property Address	1309 28TH AVE N, NAPLES, FL 34103-4558
Document Number	0006865740
Book / Page	6622 / 1047
Instrument Date	Aug 21, 2026
Instrument	20266865740
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1309 28TH AVE N, NAPLES, FL 34103-4558

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1309 28TH AVE N, NAPLES, FL 34103-4558
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 28TH AVE N, NAPLES, FL 34103-4558

Mortgage

Document Number	0065090130
Date	Sep 18, 2025
Book Page	6509/130
Instrument	6731525

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1309 28th Ave N was $1,939 with a homeowner's exemption, up 2.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,786 (+2.7%)	$922,843 (+8.36%) Land $533,120 Building $389,723
2025	$1,939.00 (+2.48%) Homeowner's exemption	$252,956	$851,679 Land $544,000 Building $307,679
2024	$1,892.00 (+2.1%)
2023	$1,853.00 (-2.11%) Homeowner's exemption	$238,667 (+3%)	$775,295 (+15.77%) Land $544,000 Building $231,295
2022	$1,893.00 Homeowner's exemption	$231,716	$669,695 Land $422,688 Building $247,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 28th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 28th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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