132 W White Willow Cir, Spring, TX 77381 Property Records

Montgomery County property record for 132 W White Willow Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,424 sqft · built 1981
Lot Size0.17 acres (7,403 sqft)
OwnerIndividual Name on Record
Last Sale$176,600 (Oct 2018)
Tax Bill$1,049 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9726-03-00300

Property Details

APN / Parcel Number

Primary APN9726-03-00300
Alternative APN
  • R192632

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,864 sqft
1st Floor Area1,424 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,403 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address132 W WHITE WILLOW CIR
CitySPRING
StateTX
Zip77381-2790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972603 - WDLNDS VIL PANTHER CK 03, BLOCK 1, LOT 3
Legal SubdivisionWDLNDS VIL PANTHER CK 03
Legal Block1
Legal Lot Number3
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2000
Census Tract691302

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address132 W WHITE WILLOW CIR, SPRING, TX 77381-2790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2018Vendor's Lien, Transfer
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Prior SaleNov 1, 1995 · Amount on Record
Deed Document Number201899898
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address132 W WHITE WILLOW CIR, SPRING, TX 77381-2790
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162678
DateNov 23, 2021
Instrument2021162678
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 15, 2018
Property Address132 W WHITE WILLOW CIR, THE WOODLANDS, TX 77381-2790
Document Number0000099898
Map ReferenceCAB B SH109B
Instrument DateOct 15, 2018
Instrument2018099898
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 W WHITE WILLOW CIR, THE WOODLANDS, TX 77381-2790

Mortgage

Document Number0000099899
DateOct 15, 2018
Instrument2018099899
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,950 (+0.42%) Land $50,000 Building $193,950$243,950 (-0.31%) Land $50,000 Building $193,950
2025$1,049.00 (-11.77%) Homeowner's exemption Senior Citizen's exemption$242,920 (+1%) Land $50,000 Building $194,719$244,719 (-3.02%) Land $50,000 Building $194,719
2024$1,189.00 (+18.66%) Homeowner's exemption Senior Citizen's exemption$220,836 (+1%) Land $50,000 Building $202,333$252,333 (+6.54%) Land $50,000 Building $202,333
2023$1,002.00 Homeowner's exemption$200,760 Land $50,000 Building $186,850$236,850 Land $50,000 Building $186,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims14 (1979–2026)
Claims Outside the SFHA11 of 14
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2016 · 2 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 7
serves 12,528 people · EPA ID TX1700169
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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