132 Usher Rd, Madison, AL 35757 Property Records

Madison County property record for 132 Usher Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,585 sqft · built 1989
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Jun 2019)
Tax Bill	$1,440 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-002-005.000`
Alternative APN	`492606`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,585 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Mixed
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,875 sqft (0.502 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	492606
Street Address	132 USHER RD
City	MADISON
State	AL
Zip	35757-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 COUNTRY CHARM MEADOWS PB 20 PG 39
Legal Range	02W
Legal Township	03S
Legal Section	08
Legal Subdivision	COUNTRY CHARM MEADOWS
Legal Block	2
Legal Lot Number	3
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	10629

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 CROSSRAIL CIR, HARVEST, AL 35749-8231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 5, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	May 15, 2007
Deed Document Number	201934529
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	132 USHER RD, MADISON, AL 35757-8006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058818
Date	Sep 11, 2018
Instrument	20180911000058818

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	142 Months
Due	Jul 17, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jun 5, 2019
Property Address	132 USHER RD, MADISON, AL 35757-8006
Document Number	0000034529
Instrument Date	Jun 3, 2019
Instrument	34529
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$144.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 USHER RD MADISON AL 357578006, MADISON, AL 35757-8006

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,440.00
2025	$1,440.00 (+8.19%)	$39,960 (+8.12%) Land $6,000 Building $33,960	$199,800 (+8.12%) Land $30,000 Building $169,800
2023	$1,331.00 (+11.1%)	$36,960 (+10.92%) Land $6,000 Building $30,960	$184,800 (+10.92%) Land $30,000 Building $154,800
2022	$1,198.00	$33,320 Land $6,000 Building $27,320	$166,600 Land $30,000 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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