120 Usher Rd, Madison, AL 35757 Property Records

Madison County property record for 120 Usher Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft · built 1989
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2018)
Tax Bill	$567 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-002-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-002-003.000`
Alternative APN	`484409`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Mixed
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	484409
Street Address	120 USHER RD
City	MADISON
State	AL
Zip	35757-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 COUNTRY CHARM MEADOWS PB 20 PG 39
Legal Range	02W
Legal Township	03S
Legal Section	08
Legal Subdivision	COUNTRY CHARM MEADOWS
Legal Block	2
Legal Lot Number	1
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	10629

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 USHER RD, MADISON, AL 35757-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Warranty Deed, Transfer JEFFREY W & JANICE A DANIELS
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Aug 4, 2009 · Amount on Record
Deed Document Number	0000069695
Last Transfer Date	Jan 7, 2019
Transfer Doc	0000001266
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 7, 2019
Property Address	120 USHER RD, MADISON, AL 35757-8006
Document Number	0000001266
Instrument Date	Dec 20, 2018
Instrument	1266
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 USHER RD MADISON AL 357578006, MADISON, AL 35757-8006

Mortgage

Document Number	1267
Date	Jan 7, 2019
Instrument	1267

Lender

Name	JEFFREY W & JANICE A DANIELS
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Oct 31, 2018
Property Address	120 USHER RD, MADISON, AL 35757-8006
Document Number	0000069695
Instrument Date	Oct 31, 2018
Instrument	69695
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 USHER RD MADISON AL 357578006, MADISON, AL 35757-8006

Mortgage

Document Number	69696
Date	Oct 31, 2018
Instrument	69696

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (+8.83%) Homeowner's exemption	$17,100 (+7.95%) Land $3,000 Building $14,100	$170,900 (+7.89%) Land $30,000 Building $140,900
2023	$521.00 (+11.8%) Homeowner's exemption	$15,840 (+10.46%) Land $3,000 Building $12,840	$158,400 (+10.54%) Land $30,000 Building $128,400
2022	$466.00 Homeowner's exemption	$14,340 Land $3,000 Building $11,340	$143,300 Land $30,000 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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