132 Truax Rd, Cloverdale, OH 45827 Property Records

Putnam County property record for 132 Truax Rd, Cloverdale, OH 45827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,668 sqft · built 1990
Lot Size1.09 acres (47,524 sqft)
OwnerIndividual Name on Record
Last Sale$52,200 (Nov 2015)
Tax Bill$1,607 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-033183.0000

Property Details

APN / Parcel Number

Primary APN41-033183.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area47,524 sqft (1.09 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area140 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address132 TRUAX RD
CityCLOVERDALE
StateOH
Zip45827-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 00122
Legal SubdivisionCLOVERDALE VLG
Legal Lot Number122
JurisdictionPUTNAM OH
Township / Civil DivisionPERRY
Census Block Group3
Census Block3087
Census Tract30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address132 TRUAX RD, CLOVERDALE, OH 45827-9787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
THE UNION BANK
Oct 2, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2015 · Amount on Record
Deed SaleNov 3, 2015 · Amount on Record
Prior SaleJul 3, 2013 · Amount on Record
Deed Document Number20154318
Deed Book / Page674 / 257
Prior Transfer DateMar 30, 2005
Prior Transfer Doc00559/0915
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address132 TRUAX RD, CLOVERDALE, OH 45827-9787
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00749/1878
DateSep 2, 2022
Book Page749/1878
Instrument202200003864
Lender
NameTHE UNION BANK
TypeBank
AddressOTTOVILLE, OH 45876
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 30, 2032

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address132 TRUAX RD, CLOVERDALE, OH 45827-9787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number692/2345
DateOct 2, 2017
Book Page692/2345
Instrument201700004169
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionPerry Township
MunicipalityCloverdale Village
Unified School DistrictContinental Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,607.00 (+2.29%) Homeowner's exemption$45,820 (+38.6%) Land $4,550 Building $41,270$130,910 (-) Land $13,000 Building $117,910
2023$1,571.00 (+14.67%) Homeowner's exemption Additional exemption filed$33,060 (-) Land $3,500 Building $29,560$130,910 (+38.59%) Land $13,000 Building $117,910
2022$1,370.00$33,060 Land $3,500 Building $29,560
2020$94,460 Land $10,000 Building $84,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ottoville Mutual Telephone Company
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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