132 Summitridge, Madison, AL 35757 Property Records

Madison County property record for 132 Summitridge, Madison, AL 35757

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,921 sqft · built 2013
OwnerIndividual Name on File
Last Sale$305,437 (Mar 2013)
Tax Bill$1,771 (2023)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-02-03-0-001-065.039

Property Details

APN / Parcel Number

Primary APN15-02-03-0-001-065.039
Alternative APN
  • 385529

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,921 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number385529
Street Address132 SUMMITRIDGE
CityMADISON
StateAL
Zip35757-8601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 CRYSTAL SPRINGS PB # 20070316000189870
Legal Range02W
Legal Township03S
Legal Section03
Legal SubdivisionCRYSTAL SPRINGS
Legal Lot Number39
JurisdictionMADISON AL
Township / Civil DivisionHUNTSVILLE
Census Block Group4
Census Block4003
Census Tract10504

Owner

132 Summitridge is owned and occupied by an individual who acquired it in March 2019.

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address132 SUMMITRIDGE, MADISON, AL 35757-8601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Feb 9, 2017Deed of Trust, Mortgage · FHA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 29, 2020Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAP MTG
Nov 25, 2019Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAP MTG
Mar 1, 2019Intrafamily Transfer, Transfer · VA Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2013 · Amount on File
Deed SaleMar 29, 2013 · Amount on File
Prior SaleMar 29, 2013 · Amount on File
Deed Document Number0000204750
Last Transfer DateMar 1, 2019
Transfer Doc0000012040
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address132 SUMMITRIDGE, MADISON, AL 35757-8601
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100068067
DateAug 16, 2021
Instrument2021-00068067
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address132 SUMMITRIDGE, MADISON, AL 35757-8601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074980
DateFeb 9, 2017
Instrument20170209000074980
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address132 SUMMITRIDGE, MADISON, AL 35757-8601
Document Number0000063916
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanySACRAMENTO TITLE COMPANY, INC., SAC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address132 SUMMITRIDGE MADISON AL 357578601, MADISON, AL 35757-8601

Mortgage

Document Number0000063916
DateAug 20, 2020
Instrument63916
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address132 SUMMITRIDGE, MADISON, AL 35757-8601
Document Number0000084444
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address132 SUMMITRIDGE MADISON AL 357578601, MADISON, AL 35757-8601

Mortgage

Document Number0000084444
DateDec 30, 2019
Instrument84444
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2049

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON AL
Recording DateMar 1, 2019
Property Address132 SUMMITRIDGE, MADISON, AL 35757-8601
Document Number0000012040
Map ReferenceDOC2007031600018987
Instrument DateFeb 22, 2019
Instrument20190301000012040
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address132 SUMMITRIDGE, MADISON, AL 35757-8601

Mortgage

Document Number0000012041
DateMar 1, 2019
Instrument20190301000012041
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$58,380 Land $7,000 Building $51,380$583,700 Land $70,000 Building $513,700
2023$1,771.00 (+16.9%) Homeowner's exemption$50,420 (+16.71%) Land $7,000 Building $43,420$504,000 (+16.72%) Land $70,000 Building $434,000
2022$1,515.00 Homeowner's exemption$43,200 Land $4,500 Building $38,700$431,800 Land $45,000 Building $386,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Summitridge in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Summitridge is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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