131 Summitridge, Madison, AL 35757 Property Records

Madison County property record for 131 Summitridge, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,059 sqft · built 2013
Lot Size	0.302 acres (13,187 sqft)
Owner	Individual Name on Record
Last Sale	$244,900 (Mar 2020)
Tax Bill	$1,258 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-02-03-0-001-065.042`

Property Details

APN / Parcel Number

Primary APN	`15-02-03-0-001-065.042`
Alternative APN	`509478`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,059 sqft Living Area
1st Floor Area	1,059 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,187 sqft (0.302 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	509478
Street Address	131 SUMMITRIDGE
City	MADISON
State	AL
Zip	35757-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 CRYSTAL SPRINGS PB # 20070316000189870
Legal Range	02W
Legal Township	03S
Legal Section	03
Legal Subdivision	CRYSTAL SPRINGS
Legal Lot Number	42
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	4
Census Block	4003
Census Tract	10504

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 SUMMITRIDGE, MADISON, AL 35757-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Grant Deed, Transfer · Conventional with PMI AMRES CORP
Nov 20, 2018	Loan Modification, Mortgage · Line of Credit BRYANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	202016474
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Mar 4, 2020
Property Address	131 SUMMITRIDGE, MADISON, AL 35757-8602
Document Number	0000016474
Instrument Date	Feb 28, 2020
Instrument	16474
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WHITESTONE DR NE HUNTSVILLE AL 358101013, HUNTSVILLE, AL 35810-1013

Mortgage

Document Number	16475
Date	Mar 4, 2020
Instrument	16475

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON AL
Property Address	131 SUMMITRIDGE, MADISON, AL 35757-8602
Document Number	0000074620
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	131 SUMMITRIDGE MADISON AL 357578602, MADISON, AL 35757-8602

Mortgage

Document Number	0000074620
Date	Nov 26, 2018
Instrument	74620

Lender

Name	BRYANT BK
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,258.00 (+1.45%)
2025	$1,240.00 (+15.56%) Homeowner's exemption	$35,880 (+14.63%) Land $7,000 Building $28,880	$358,700 (+14.64%) Land $70,000 Building $288,700
2023	$1,073.00 (+20.43%) Homeowner's exemption	$31,300 (+19.92%) Land $7,000 Building $24,300	$312,900 (+19.89%) Land $70,000 Building $242,900
2022	$891.00 Homeowner's exemption	$26,100 Land $4,500 Building $21,600	$261,000 Land $45,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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