132 Summit Dr, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 132 Summit Dr, Pismo Beach, CA 93449

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,238 sqft · built 1987
Lot Size	0.09 acres (3,910 sqft)
Owner	2 Trust Names on File
Last Sale	$549,000 (May 2016)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-403-002`

Property Details

APN / Parcel Number

Primary APN	`005-403-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	3,910 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	132 SUMMIT DR
City	PISMO BEACH
State	CA
Zip	93449-3278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PB TR 1245 LT 2
Legal Subdivision	TRACT 1245
Legal Tract	1245
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1011
Census Tract	11706

Owner

132 Summit Dr is owner-occupied and held in a trust since May 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Intrafamily Transfer, Transfer
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on File
Deed Sale	May 4, 2016 · Amount on File
Prior Sale	Mar 14, 2008 · Amount on File
Deed Document Number	201620109
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000013077
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 30, 2025
Property Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278
Document Number	0000028752
Map Reference	MB 13 PG 24
Instrument Date	Sep 30, 2025
Instrument	2025028752
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278

Mortgage

Document Number	0000029481
Date	Apr 20, 2021
Instrument	2021029481

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SUMMIT DR, PISMO BEACH, CA 93449-3278

Mortgage

Document Number	0000056876
Date	Aug 16, 2021
Instrument	2021056876

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 132 Summit Dr was $3,428.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Pismo Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,912 (+2%) Land $97,176 Building $214,736
2025	$3,428.00 Homeowner's exemption	$305,797 Land $95,271 Building $210,526
2023	$3,275.00 (+1.68%) Homeowner's exemption	$293,924 Land $91,572 Building $202,352
2022	$3,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 132 Summit Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Summit Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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