San Luis Obispo County property record for 148 Summit Dr, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1987 |
| Lot Size | 0.09 acres (3,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,000 (Feb 2023) |
| Tax Bill | $6,465 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-403-010 |
| Primary APN | 005-403-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 3,910 sqft (0.09 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 148 SUMMIT DR |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-3278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR |
| Legal Description | CY PB TR 1245 LT 10 |
| Legal Subdivision | TRACT 1245 |
| Legal Tract | 1245 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11706 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 SUMMIT DR, PISMO BEACH, CA 93449-3278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 1, 2023 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on Record |
| Deed Sale | Feb 1, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2004 · Amount on Record |
| Deed Document Number | 20232951 |
| Prior Transfer Date | Dec 10, 2003 |
| Prior Transfer Doc | 0000002100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 148 SUMMIT DR, PISMO BEACH, CA 93449-3278 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 67, AVILA BEACH, CA 93424-0067 |
| Document Number | 0000028776 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022028776 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 1, 2023 |
| Property Address | 148 SUMMIT DR, PISMO BEACH, CA 93449-3278 |
| Document Number | 0000002951 |
| Map Reference | MB 13 PG 24 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023002951 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 148 SUMMIT DR, PISMO BEACH, CA 93449-3278 |
| Document Number | 0000002952 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023002952 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $773,619 (+2%) Land $371,422 Building $402,197 | |
| 2025 | $6,465.00 (+2.88%) | $758,451 (+63.72%) Land $364,140 Building $394,311 |
| 2024 | $6,284.00 (+82.83%) | |
| 2023 | $3,437.00 (-31.19%) | $463,254 Land $273,307 Building $189,947 |
| 2022 | $4,995.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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