St. Johns County property record for 132 Summerhill Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,436 sqft · built 2005 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2024) |
| Tax Bill | $4,653 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0480 |
| Primary APN | 135411-0480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 2,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 132 SUMMERHILL CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 48 OR5917/1225(P/R) B& 5917/1227 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
132 Summerhill Cir is owned and occupied by two individuals who bought it in March 2024.
Source: St. Johns County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Mar 19, 2024 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Mar 19, 2024 | Personal Representative Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on File |
| Deed Sale | Mar 19, 2024 · Amount on File |
| Prior Sale | Mar 29, 2011 · Amount on File |
| Deed Document Number | 202420445 |
| Deed Book / Page | 5917 / 1225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0052810453 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 5281/453 |
| Instrument | 2021061992 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 19, 2024 |
| Property Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0059171227 |
| Book / Page | 5917 / 1227 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024020446 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3459 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 19, 2024 |
| Property Address | 132 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0059171225 |
| Book / Page | 5917 / 1225 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024020445 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 SUMMERHILL CIR, ST AUGUSTINE, FL 32086-5924 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 SUMMERHILL CIR, ST AUGUSTINE, FL 32086-5924 |
| Document Number | 0059171231 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 5917/1231 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 132 Summerhill Cir was $4,653 with a homeowner's exemption, down 8.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,689 (+1.46%) Land $80,000 Building $284,689 | $364,689 (+1.46%) Land $80,000 Building $284,689 | |
| 2025 | $4,653.00 (-8.28%) Homeowner's exemption | $359,431 (-6.48%) | $359,431 (-6.48%) Land $80,000 Building $279,431 |
| 2024 | $5,073.00 (-1.15%) Homeowner's exemption | $384,322 (-) | $384,322 (-) Land $80,000 Building $304,322 |
| 2023 | $5,132.00 (+142.42%) | $384,322 (+106.28%) | $384,322 (+11.01%) Land $80,000 Building $304,322 |
| 2022 | $2,117.00 Homeowner's exemption | $186,307 | $346,196 Land $78,400 Building $267,796 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 132 Summerhill Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 132 Summerhill Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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