125 Summerhill Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Summerhill Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$100 (Sep 2016)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135411-0400`

Property Details

APN / Parcel Number

Primary APN	`135411-0400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,726 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 SUMMERHILL CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48/3-6 SUMMERHILL LOT 40 OR4265/755
Legal Range	29E
Legal Township	08S
Legal Section	01
Legal Subdivision	SUMMERHILL
Legal Block	2
Legal Lot Number	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 PARKWOOD CIR, SAINT AUGUSTINE, FL 32086-3007
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Book / Page	4265 / 755
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	125 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5920
Document Number	0050321883
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 PARKWOOD CIR ST AUGUSTINE FL 320863007, ST AUGUSTINE, FL 32086-3007

Mortgage

Document Number	0050321883
Date	Sep 2, 2020
Book Page	005032/001883
Instrument	74468

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,344 (-1.08%)	$291,382 (+2.81%) Land $80,000 Building $211,382
2025	$3,945.00 (+11.79%)	$283,416 (-6.09%)	$283,416 (-6.09%) Land $80,000 Building $203,416
2024	$3,529.00 (+3.19%)	$301,811 (-)	$301,811 (-) Land $80,000 Building $221,811
2023	$3,420.00 (+9.13%)	$301,811 (+10.5%)	$301,811 (+10.5%) Land $80,000 Building $221,811
2022	$3,134.00	$273,138	$273,138 Land $78,400 Building $194,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1984–2017)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20