132 Smoke Rise Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 132 Smoke Rise Dr, Murphy, NC 28906

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 504 sqft · built 1985
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2024)
Tax Bill	$927 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550102757712000`

Property Details

APN / Parcel Number

Primary APN	`550102757712000`
Alternative APNs	`56132` `58357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	504 sqft Base Area
Upper Floors Area	504 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	436 sqft (0.01 acres)
Lot Dimensions	40 ft deep x 18 ft wide
Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58357
Street Address	132 SMOKE RISE DR
City	MURPHY
State	NC
Zip	28906-7047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TOWNHOUSE 1 LOT 8 SMOKERISE 1696/1193
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2020
Census Tract	930501

Owner

132 Smoke Rise Dr, a townhouse, is owned by an individual who bought it in December 2024.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	279 ZACHARY WADE ST, WINTER GARDEN, FL 34787-2514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer
Nov 16, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	6436
Deed Book / Page	1770 / 817
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 18, 2021
Property Address	132 SMOKE RISE DR, MURPHY, NC 28906-7047
Document Number	1696/1193
Book / Page	1696 / 1193
Map Reference	CAB A SL 60
Instrument Date	Nov 8, 2021
Instrument	7781
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 INLET POINT RD, 200, FAIR PLAY, SC 29643-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 E 13TH ST, CHATTANOOGA, TN 37404-4406

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	132 SMOKE RISE DR, MURPHY, NC 28906-7047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01574/0426
Date	Nov 16, 2017
Book Page	01574/0426
Instrument	05353

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 132 Smoke Rise Dr was $927.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00	$118,810	$118,810 Land $20,000 Building $98,810
2023		$118,810	$118,810 Land $20,000 Building $98,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Smoke Rise Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Smoke Rise Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

Nearby Properties on Smoke Rise Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures