122 Smoke Rise Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 122 Smoke Rise Dr, Murphy, NC 28906

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 504 sqft · built 1985
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Jan 2023)
Tax Bill	$830 (2025)
Deeds & Mortgages	Jan 2023 Sale Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550102757607000`

Property Details

APN / Parcel Number

Primary APN	`550102757607000`
Alternative APNs	`50233` `57718` `58357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	504 sqft Base Area
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	436 sqft (0.01 acres)
Lot Dimensions	40 ft deep x 18 ft wide
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58357
Street Address	122 SMOKE RISE DR
City	MURPHY
State	NC
Zip	28906-7047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TOWNHOUSE 6 LOT 7 SMOKERISE 1714/493
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2020
Census Tract	930501

Owner

122 Smoke Rise Dr, a townhouse, is owned by an individual who bought it in January 2023.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	279 ZACHARY WADE ST, WINTER GARDEN, FL 34787-2514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer
Jun 13, 2022	Warranty Deed, Transfer
Jul 30, 2019	Warranty Deed, Transfer · ARM UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on File
Deed Sale	Jan 18, 2023 · Amount on File
Prior Sale	Jun 13, 2022 · Amount on File
Deed Document Number	222
Deed Book / Page	1728 / 85
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 18, 2023
Property Address	122 SMOKE RISE DR, MURPHY, NC 28906-7047
Document Number	0001728/85
Book / Page	1728 / 85
Map Reference	CAB A SL 60
Instrument Date	Jan 12, 2023
Instrument	222
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 BEECHWOOD ACRES DR, MURPHY, NC 28906-9055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 ZACHARY WADE ST, WINTER GARDEN, FL 34787-2514

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 13, 2022
Property Address	122 SMOKE RISE DR, MURPHY, NC 28906-7047
Document Number	001714/493
Book / Page	1714 / 493
Map Reference	CAB A SL 60
Instrument Date	May 26, 2022
Instrument	3928
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 SUNRISE ST, 350, MURPHY, NC 28906-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BEECHWOOD ACRES DR, MURPHY, NC 28906-9055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 30, 2019
Property Address	122 SMOKE RISE DR, MURPHY, NC 28906-7047
Document Number	01619/0420
Book / Page	01619 / 0420
Map Reference	CAB A SL 60
Instrument Date	Jun 25, 2019
Instrument	03439
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3237 AMHERST AVE, 3237, DALLAS, TX 75225-7621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SMOKE RISE DR, MURPHY, NC 28906-7047

Mortgage

Document Number	016190422
Date	Jul 30, 2019
Instrument	01619/0422

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 122 Smoke Rise Dr was $830.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00	$105,150	$105,150 Land $20,000 Building $85,150
2023		$85,380	$85,380 Land $20,000 Building $65,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 Smoke Rise Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Smoke Rise Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

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