132 San Telmo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 132 San Telmo Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,647 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (May 2025)
Tax Bill	$8,909 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072153-3080`

Property Details

APN / Parcel Number

Primary APN	`072153-3080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,647 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	2,647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 SAN TELMO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/38-47 PALENCIA NORTH PHASE III A-1 LOT 308 OR6152/1161
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE III A-1
Legal Phase	3
Legal Block	1
Legal Lot Number	308
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 2, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202539795
Deed Book / Page	6152 / 1161
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 19, 2021
Property Address	132 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0052410400
Book / Page	5241 / 400
Map Reference	MB 79 PG 38
Instrument Date	Apr 19, 2021
Instrument	2021043221
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,135.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 N 31ST PL # PL415, PL415, PHOENIX, AZ 85016-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SAN TELMO CT, ST AUGUSTINE, FL 32095-7467
Investor	Possibly a Property Investor

Mortgage

Document Number	0005241403
Date	Apr 19, 2021
Instrument	5241/403

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	132 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0048701619
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467

Mortgage

Document Number	0048701619
Date	Jan 24, 2020
Book Page	004870/001619
Instrument	5594

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 2, 2018
Property Address	132 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0046201537
Book / Page	4620 / 1537
Map Reference	MB79 PG38
Instrument Date	Sep 27, 2018
Instrument	2018071338
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467

Mortgage

Document Number	2018071339
Date	Oct 2, 2018
Instrument	2018071339

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,668 (+26.73%) Land $120,000 Building $384,668	$504,668 (-3.68%) Land $120,000 Building $384,668
2025	$8,909.00 (+8.89%) Homeowner's exemption	$398,217 (+2.9%)	$523,972 (+0.43%) Land $130,000 Building $393,972
2024	$8,182.00 (+4.72%) Homeowner's exemption	$386,994 (+3%)	$521,743 (+2.2%) Land $110,000 Building $411,743
2023	$7,813.00 (+1.59%) Homeowner's exemption	$375,722 (+3%)	$510,513 (+7.36%) Land $110,000 Building $400,513
2022	$7,691.00 Homeowner's exemption	$364,779	$475,530 Land $84,000 Building $391,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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