125 San Telmo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 125 San Telmo Ct, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,137 sqft · built 2017
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Feb 2021)
Tax Bill	$11,945 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072153-2960`

Property Details

APN / Parcel Number

Primary APN	`072153-2960`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,137 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	2,675 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 SAN TELMO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/38-47 PALENCIA NORTH PHASE III A-1 LOT 296 OR5179/1159 & 6080/249(L/E)
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE III A-1
Legal Phase	3
Legal Block	1
Legal Lot Number	296
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records · APN 072153-2960

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Feb 15, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 01, 2017	Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2021 · Amount on Record
Deed Sale	Feb 15, 2021 · Amount on Record
Prior Sale	Nov 01, 2017 · Amount on Record
Deed Document Number	202116610
Deed Book / Page	5179 / 1159
Last Transfer Date	Jan 11, 2024
Transfer Doc	0060800249
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054660905
Date	Jan 10, 2022
Book Page	5466/905
Instrument	2022003427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467

Mortgage

Document Number	0057430443
Date	Apr 20, 2023
Book Page	5743/443
Instrument	2023029696

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2028

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 15, 2021
Property Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0051791159
Book / Page	5179 / 1159
Map Reference	MB 79 PG 38-47
Instrument Date	Feb 12, 2021
Instrument	2021016610
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1380 SAN JUAN ST, SAINT AUGUSTINE, FL 32080-5558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467

Mortgage

Document Number	0051791161
Date	Feb 15, 2021
Instrument	5179/1161

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 22, 2019
Property Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0048361005
Book / Page	004836 / 001005
Instrument Date	Nov 14, 2019
Instrument	87818
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 01, 2017
Property Address	125 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0044570130
Book / Page	004457 / 000130
Instrument Date	Oct 31, 2017
Instrument	74157
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,700 (-4.32%) Land $120,000 Building $476,700	$596,700 (-4.32%) Land $120,000 Building $476,700
2025	$11,945.00 (+8.11%) Homeowner's exemption	$623,622 (+1.31%)	$623,622 (+1.31%) Land $130,000 Building $493,622
2024	$11,049.00 (-1.55%) Homeowner's exemption	$615,536 (+1.74%)	$615,536 (+1.74%) Land $120,000 Building $495,536
2023	$11,223.00 (+9.92%)	$604,989 (+15.83%)	$604,989 (+15.83%) Land $120,000 Building $484,989
2022	$10,210.00	$522,318	$522,318 Land $95,200 Building $427,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 633 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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