Polk County property record for 132 Ruby Lake Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,950 sqft Living Area |
| Lot Size | 11,561 sqft (0.265 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2024) |
| Tax Bill | $3,639.00 (2025) |
| Primary APN | 27-29-07-856603-000170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,370 sqft Gross Area |
| 1st Floor | 1,950 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,561 sqft (0.265 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch Area | 298 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 132 RUBY LAKE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3270 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 17 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 856603 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856603-000170
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 RUBY LAKE DR, WINTER HAVEN, FL 33884-3270 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 03, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 16, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2024 · Amount on Record |
| Deed Sale | Oct 14, 2024 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Doc Number | 2024232250 |
| Deed Book / Page | 13295 / 580 |
| Prior Transfer Date | May 25, 2023 |
| Prior Transfer Doc | 0000129731 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 03, 2023 |
| Property Address | 132 RUBY LAKE DR, WINTER HAVEN, FL 33884-3270 |
| Document Number | 0000129731 |
| Book / Page | 12714 / 1618 |
| Map Reference | MB 106 PG 19 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023129731 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 RUBY LAKE DR, WINTER HAVEN, FL 33884-3270 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 132 RUBY LAKE DR, WINTER HAVEN, FL 33884-3270 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 132 RUBY LAKE DR, WINTER HAVEN, FL 33884-3270 |
| Document Number | 0109430926 |
| Book / Page | 010943 / 000926 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 173425 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,854.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 132 RUBY LAKE DR WINTER HAVEN FL 338843270, WINTER HAVEN, FL 33884-3270 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,639.00 (+6.9%) | $238,117 (+4.39%) | $335,472 (+9.46%) Land $76,000 Building $259,472 |
| 2023 | $3,404.00 (+0.12%) Homeowner's exemption | $228,103 (+3%) | $306,492 (+14.61%) Land $74,000 Building $232,492 |
| 2022 | $3,400.00 Homeowner's exemption | $221,459 | $267,423 Land $62,000 Building $205,423 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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