131 Ruby Lake Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 131 Ruby Lake Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,914 sqft Living Area
Lot Size	10,624 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$261,000 (2026)
Tax Bill	$4,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-856603-000210`
Alternative APNs	`072927856603000210` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,914 sqft Living Area
Gross Area	2,434 sqft Gross Area
1st Floor	1,914 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,624 sqft (0.244 acres)
Garage Type	Attached Garage
Garage Area	520 sqft Garage
Porch Area	358 sqft Porch

Location & Zoning

Street Address	131 RUBY LAKE DR
City	WINTER HAVEN
State	FL
Zip	33884-3265
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 21
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE ONE
Legal Phase	1
Legal Tract	856603
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1039
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-856603-000210

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 RUBY LAKE DR, WINTER HAVEN, FL 33884-3265
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Mar 11, 2003 · Amount on Record
Deed Doc Number	202676082
Deed Book / Page	13939 / 517
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 31, 2026
Property Address	131 RUBY LAKE DR, WINTER HAVEN, FL 33884-3265
Document Number	0000076082
Book / Page	13939 / 517
Map Reference	MB 105 PG 19&20
Instrument Date	Dec 12, 2025
Instrument	2026076082
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AMOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,827.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 PARK MEADOWS DR, NEWPORT, NC 28570-8199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RUBY LAKE DR, WINTER HAVEN, FL 33884-3265

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,452.00 (-2.2%) Homeowner's exemption Senior Citizen's exemption	$316,923 (+1.52%) Land $76,000 Building $240,923	$316,923 (+1.52%) Land $76,000 Building $240,923
2024	$4,552.00 (+2.92%)
2023	$4,423.00 (-6.03%) Homeowner's exemption	$312,170 (+16.6%) Land $74,000 Building $238,170	$312,170 (+16.6%) Land $74,000 Building $238,170
2022	$4,707.00	$267,719 Land $62,000 Building $205,719	$267,719 Land $62,000 Building $205,719

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.