Wakulla County property record for 132 River Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1999 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,000 (Mar 2016) |
| Tax Bill | $3,686 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03849-000 |
| Primary APN | 03-6S-02W-036-03849-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| Gross Area | 4,628 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 176 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,460 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 552 sqft |
| Boat Access | Boat Access |
| Boat House | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 132 RIVER DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND SUB BLOCK D LOT 29 OR 49 P 139 OR 320 P 531 OR 723 P 318 OR 994 P 59 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND SUB |
| Legal Block | D |
| Legal Lot Number | 29 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10102 |
132 River Dr is owned and occupied by an individual who bought it in March 2016.
Source: Wakulla County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 132 RIVER DR, PANACEA, FL 32346-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2016 · Amount on File |
| Deed Sale | Mar 14, 2016 · Amount on File |
| Prior Sale | Aug 15, 2007 |
| Deed Document Number | 338317 |
| Deed Book / Page | 0994 / 0059 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 132 River Dr was $3,686 with a homeowner's exemption, up 4% from the year before.
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,686.00 (+3.98%) Homeowner's exemption | $280,683 (+2.9%) | $486,851 (+2.47%) Land $145,000 Building $341,851 |
| 2024 | $3,545.00 (+2.66%) Homeowner's exemption | $272,773 (+3%) | $475,122 (-25.54%) Land $145,000 Building $330,122 |
| 2023 | $3,453.00 (+3.14%) Homeowner's exemption | $264,828 (+3%) | $638,125 (+18.2%) Land $145,000 Building $493,125 |
| 2022 | $3,348.00 Homeowner's exemption | $257,115 | $539,891 Land $80,000 Building $459,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 River Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 132 River Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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