Wakulla County property record for 128 River Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2002 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jun 2023) |
| Tax Bill | $7,995 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03847-000 |
| Primary APN | 03-6S-02W-036-03847-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 5,231 sqft |
| Utility Area | 260 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 2,132 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,080 sqft |
| Deck Area | 247 sqft |
| Boat Access | Boat Access |
| Boat House | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 128 RIVER DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND SUBD BLOCK D LOT 27 OR 72 P 934 & OR 77 P 246 OR 172 P 721 OR 326 P 420 OR 1314 P 578 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND SUBD |
| Legal Block | D |
| Legal Lot Number | 27 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1115 LASSWADE DR, TALLAHASSEE, FL 32312-2843 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Deed Document Number | 2023417889 |
| Deed Book / Page | 1314 / 578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 128 RIVER DR, PANACEA, FL 32346-2525 |
| Document Number | 2023417889 |
| Book / Page | 1314 / 578 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023417889 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | BROWN TITLE COMPANY, OWEN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1452 DENHOLM DR, TALLAHASSEE, FL 32308-7900 |
| Name | Verified Name |
|---|---|
| Address | 1115 LASSWADE DR, TALLAHASSEE, FL 32312-2843 |
| Document Number | 0001314579 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 1314/579 |
| Name | PRIME MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,995.00 (+11.57%) | $563,296 (+11.45%) Land $145,000 Building $418,296 | $563,296 (+11.45%) Land $145,000 Building $418,296 |
| 2024 | $7,166.00 (+122.2%) | $505,431 (+104.05%) Land $145,000 Building $360,431 | $505,431 (+19.06%) Land $145,000 Building $360,431 |
| 2023 | $3,225.00 (+3.4%) Homeowner's exemption | $247,704 (+3%) | $424,512 (+30.55%) Land $145,000 Building $279,512 |
| 2022 | $3,119.00 Homeowner's exemption | $240,489 | $325,179 Land $80,000 Building $245,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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