Washington County property record for 132 Ray St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1903 |
| Lot Size | 0.045 acres (1,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jul 1983) |
| Tax Bill | $946 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-001418 |
| Primary APN | 17-001418 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,976 sqft (0.045 acres) |
| Lot Dimensions | 110 ft deep x 17 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 001418 |
|---|---|
| Street Address | 132 RAY ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6143 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | PT LOT 63 17.5X110 132 RAY STREET |
| Legal Lot Number | 63 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 RAY ST, HAGERSTOWN, MD 21740-6143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 1983 · Amount on Record |
| Deed Sale | Jul 20, 1983 · Amount on Record |
| Deed Book / Page | 747 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 132 RAY ST, HAGERSTOWN, MD 21740-6143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0062350090 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 6235/90 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $946.00 (+4.65%) | $103,833 (+4.67%) | $113,100 (+14.01%) Land $20,000 Building $93,100 |
| 2025 | $904.00 (+31.78%) | $99,200 (+32.15%) Land $20,000 Building $79,200 | $99,200 (-) Land $20,000 Building $79,200 |
| 2023 | $686.00 | $75,067 | $99,200 Land $20,000 Building $79,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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