Washington County property record for 131 Ray St, Hagerstown, MD 21740
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1900 |
| Lot Size | 0.095 acres (4,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Mar 2022) |
| Tax Bill | $1,879 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-007416 |
| Primary APN | 17-007416 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,140 sqft (0.095 acres) |
| Lot Dimensions | 115 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007416 |
|---|---|
| Street Address | 131 RAY ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6142 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RMED |
| Legal Description | LOT 36X115 .095 AC 131/133 RAY ST HAGERSTOWN |
| Legal Subdivision | WINTERS ESTATES |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8511 SPRUCE ST, MANASSAS, VA 20111-2126 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK MORTGAGE |
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Mar 1, 2022 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 22, 2021 | Deed, Transfer OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on Record |
| Deed Sale | Mar 1, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Book / Page | 6940 / 34 |
| Prior Transfer Date | Jan 10, 2022 |
| Prior Transfer Doc | 6940000034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 131 RAY ST, HAGERSTOWN, MD 21740-6142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0066650149 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 6665/149 |
| Name | FIRST BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BETHESDA, MD 20817 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 131 RAY ST, HAGERSTOWN, MD 21740-6142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INTERNATIONAL T&E INC |
| Name | Verified Name |
|---|
| Document Number | 0069410369 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 6941/369 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 1, 2022 |
| Property Address | 131 RAY ST, HAGERSTOWN, MD 21740-6142 |
| Document Number | 0069400034 |
| Book / Page | 6940 / 34 |
| Map Reference | LB 91 FO 700 |
| Instrument Date | Jan 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13300 OCTAGON LN, SILVER SPRING, MD 20904-3237 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 22, 2021 |
| Property Address | 131 RAY ST, HAGERSTOWN, MD 21740-6142 |
| Document Number | 0065250129 |
| Book / Page | 6525 / 129 |
| Map Reference | LB 91 FO 700 |
| Instrument Date | Feb 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13300 OCTAGON LN, SILVER SPRING, MD 20904-3237 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,879.00 (+19.99%) | $206,267 (+19.99%) | $275,000 (+59.98%) Land $30,000 Building $245,000 |
| 2025 | $1,566.00 (+23.89%) | $171,900 (+24.36%) Land $35,000 Building $136,900 | $171,900 (-) Land $35,000 Building $136,900 |
| 2023 | $1,264.00 | $138,233 | $171,900 Land $35,000 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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