132 Plover Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 132 Plover Dr, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 3,118 sqft · built 1999
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Apr 2014)
Tax Bill	$5,941 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986917121307`

Property Details

APN / Parcel Number

Primary APN	`986917121307`
Alternative APN	`010089000`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,118 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986917121307
Street Address	132 PLOVER DR
City	KITTY HAWK
State	NC
Zip	27949-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 23 BLK: SEC: PL: 3 SL: 153
Legal Subdivision	AMY ACRES
Legal Lot Number	23
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 W MOUNTAIN RD, SPARTA, NJ 07871-3523
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Dec 23, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2014 · Amount on Record
Deed Sale	Apr 7, 2014 · Amount on Record
Deed Document Number	20146341982
Deed Book / Page	1955 / 285
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	1938/225
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	132 PLOVER DR, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002344/821
Date	Dec 23, 2019
Book Page	2344/821
Instrument	700072489

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Jan 1, 2030
Index	1-Year LIBOR

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 23, 2019
Property Address	132 PLOVER DR, DUCK, NC 27949
Document Number	2344/819
Book / Page	2344 / 819
Instrument Date	Dec 23, 2019
Instrument	700072488
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 W MOUNTAIN RD, SPARTA, NJ 07871-3523

Mortgage

Document Number	2344/821
Date	Dec 23, 2019
Book Page	2344/821
Instrument	700072489

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Jan 1, 2030
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,941.00	$1,340,700 (-) Land $560,700 Building $780,000	$1,340,700 (-) Land $560,700 Building $780,000
2025	$5,941.00 (+37.71%)	$1,340,700 (+92.82%) Land $560,700 Building $780,000
2023	$4,314.00	$695,324 Land $304,700 Building $390,624
2020			$1,340,700 Land $560,700 Building $780,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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