131 Plover Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 131 Plover Dr, Duck, NC 27949 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,878 sqft · built 1997
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$1,080,000 (Oct 2025)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`986917028058`

Property Details

APN / Parcel Number

Primary APN	`986917028058`
Alternative APNs	`98691728058` `010108000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,878 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	986917028058
Old Parcel Number	98691728058
Street Address	131 PLOVER DR
City	DUCK
State	NC
Zip	27949-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: SEC: PL: A SL: 225
Legal Subdivision	SEA ACRES
Legal Lot Number	16
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records · APN 986917028058

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31 ROCKBRIDGE CT, BOYDTON, VA 23917-4329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Warranty Deed, Transfer
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Dec 20, 2018	Deed of Trust, Mortgage · Balloon Mortgage WRIGHT PATMAN CONGRESSIONAL FCU
Sep 17, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2025 · Amount on Record
Deed Sale	Oct 06, 2025 · Amount on Record
Prior Sale	Sep 17, 2019
Deed Document Number	700153347
Deed Book / Page	2814 / 387
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 06, 2025
Property Address	131 PLOVER DR, DUCK, NC 27949-4508
Document Number	002814/387
Book / Page	2814 / 387
Map Reference	CAB A SL 225
Instrument Date	Sep 26, 2025
Instrument	700153347
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PLOVER DR, KITTY HAWK, NC 27949-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ROCKBRIDGE CT, BOYDTON, VA 23917-4329

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	131 PLOVER DR, DUCK, NC 27949-4508
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002323/923
Date	Sep 17, 2019
Book Page	2323/923
Instrument	700068917

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	131 PLOVER DR, DUCK, NC 27949-4508
Transaction Type	Mortgage
Record Updated	Jul 01, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2510/157
Date	May 26, 2021
Book Page	2510/157
Instrument	700099734

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	131 PLOVER DR, DUCK, NC 27949-4508
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2276/17
Date	Dec 20, 2018
Book Page	2276/17
Instrument	700059911

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2038

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 17, 2019
Property Address	131 PLOVER DR, DUCK, NC 27949-4508
Document Number	2323/921
Book / Page	2323 / 921
Instrument Date	Sep 16, 2019
Instrument	700068916
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 WINCHESTER ST, FREDERICKSBURG, VA 22401-3837

Mortgage

Document Number	2323/923
Date	Sep 17, 2019
Book Page	2323/923
Instrument	700068917

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,904.00 (+44.27%)	$881,000 (+102.02%) Land $502,500 Building $378,500
2023	$2,706.00	$436,100 Land $270,000 Building $166,100
2020			$881,000 Land $502,500 Building $378,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1,132 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured 361 under condo master policies
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Brightspeed, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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