132 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 132 Oak St, Westerly, RI 02891

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.77 acres (33,539 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Sep 2022)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:48 B:56`

Property Details

APN / Parcel Number

Primary APN	`WEST M:48 B:56`
Alternative APNs	`M:048 B:56 L` `15025575`

Interior

Units	4 Units

Exterior

Lot Area	33,539 sqft (0.77 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	15025575
Street Address	132 OAK ST
City	WESTERLY
State	RI
Zip	02891-1715
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	56
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3040
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	50 FRIENDSHIP ST, WESTERLY, RI 02891-1529
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Sep 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Book / Page	2022 / 15967
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	132 OAK ST, WESTERLY, RI 02891-1715
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021-3541
Date	Feb 9, 2021
Book Page	2021/3541
Instrument	2021-756

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 9, 2022
Property Address	132 OAK ST, WESTERLY, RI 02891-1715
Document Number	2022-15967
Book / Page	2022 / 15967
Instrument Date	Sep 9, 2022
Instrument	2022-3853
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 FRIENDSHIP ST, WESTERLY, RI 02891-1529
Investor	Possibly a Property Investor

Mortgage

Document Number	0020223854
Date	Sep 9, 2022
Instrument	2022-3854

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	132 OAK ST, WESTERLY, RI 02891-1715
Document Number	2019-4072
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 432 WESTERLY RI 028910432, WESTERLY, RI 02891-0432

Mortgage

Document Number	2019-4072
Date	Mar 15, 2019
Book Page	002019/004072
Instrument	1033

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (-17.18%)	$861,700 (+8.15%) Land $199,600 Building $662,100	$514,871
2023	$8,095.00 (+0.58%)	$796,800 (-) Land $182,100 Building $614,700
2022	$8,048.00	$796,800 Land $182,100 Building $614,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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