Westerly Town property record for 123 Oak St, Westerly, RI 02891
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 1 ba · 17,637 sqft · built 2007 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,066,686 (Apr 2026) |
| Tax Bill | $9,516 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:48 B:79 |
| Primary APN | WEST M:48 B:79 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 17,637 sqft Total Area |
| Gross Area | 17,657 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,464 sqft (2.49 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 20117640 |
|---|---|
| Street Address | 123 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Block | 79 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50901 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 SPUCHY DR, WESTERLY, RI 02891-2037 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer |
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Deed Book / Page | 2026 / 6114 |
| Prior Transfer Date | Apr 27, 2026 |
| Prior Transfer Doc | 02026-6114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 29, 2026 |
| Property Address | 123 OAK ST, WESTERLY, RI 02891 |
| Document Number | 02026-6114 |
| Book / Page | 2026 / 6114 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261338 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 123 OAK ST, WESTERLY, RI 02891 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022-9740 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 2022/9740 |
| Instrument | 2022-2283 |
| Name | JEWETT CITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,516.00 (-26.63%) | $1,223,200 (-4.18%) Land $339,200 Building $884,000 |
| 2023 | $12,969.00 (+0.59%) | $1,276,500 (-) Land $296,300 Building $980,200 |
| 2022 | $12,893.00 | $1,276,500 Land $296,300 Building $980,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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