132 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 132 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1927
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2024)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Mar 2024 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`CHES M:10 B:205`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:205`
Alternative APNs	`CSTR M:10 B:205` `00153100` `153100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,773 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1981
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	153100
Street Address	132 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	205
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1009
Census Tract	600100

Owner

132 Middlesex Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 MIDDLESEX AVE, CHESTER, CT 06412-1247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer
Sep 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Oct 18, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Sep 8, 2022 · Amount on File
Deed Document Number	202420240-00000337
Deed Book / Page	184 / 686
Prior Transfer Date	Jun 15, 2021
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Mar 26, 2024
Property Address	132 MIDDLESEX AVE, CHESTER, CT 06412-1247
Document Number	000184-686
Book / Page	184 / 686
Instrument Date	Mar 20, 2024
Instrument	20240-00000337
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Sep 8, 2022
Property Address	132 MIDDLESEX AVE, CHESTER, CT 06412-1247
Document Number	00181-1046
Book / Page	181 / 1046
Instrument Date	Sep 7, 2022
Instrument	20220-00000119
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0001811049
Date	Sep 8, 2022
Instrument	181/1049

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	Other

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Oct 18, 2021
Property Address	132 MIDDLESEX AVE, CHESTER, CT 06412-1247
Document Number	000179-806
Book / Page	179 / 806
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WATERHOLE RD, COLCHESTER, CT 06415-2358
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 132 Middlesex Ave was $4,030.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00	$148,820 Land $51,030 Building $97,790	$104,174 Land $35,721 Building $68,453
2024	$4,030.00 (+57.48%)
2023	$2,559.00 (+0.67%)	$86,160 (-) Land $43,880 Building $42,280
2022	$2,542.00	$86,160 Land $43,880 Building $42,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 Middlesex Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Middlesex Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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