131 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 131 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1930
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Company Names on Record
Last Sale	$530,000 (Feb 2026)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`CHES M:10 B:274`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:274`
Alternative APNs	`CSTR M:10 B:274` `00054900` `54900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,340 sqft
Basement Area	676 sqft
Unfinished Basement	226 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	31,363 sqft (0.72 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	54900
Street Address	131 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	274
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1016
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	70 COOPER AVE, WEATOGUE, CT 06089-7948
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Feb 26, 2026	Warranty Deed, Transfer
Apr 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP
Apr 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	2026363
Deed Book / Page	188 / 411
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Recording Date	Jun 4, 2026
Property Address	131 MIDDLESEX AVE, CHESTER, CT 06412-1225
Document Number	00188-1019
Book / Page	188 / 1019
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188001019,
Date	Jun 4, 2026
Book Page	188/1019

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Feb 26, 2026
Property Address	131 MIDDLESEX AVE, CHESTER, CT 06412-1225
Document Number	000188-411
Book / Page	188 / 411
Instrument Date	Feb 12, 2026
Instrument	2026-00000363
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 COOPER AVE, WEATOGUE, CT 06089-7948

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	131 MIDDLESEX AVE, CHESTER, CT 06412-1225
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000178-201
Date	Apr 27, 2021
Book Page	178/201

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	131 MIDDLESEX AVE, CHESTER, CT 06412-1225
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	178-201
Date	Apr 27, 2021
Book Page	178/201

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,877.00	$253,960 (+29.99%) Land $69,370 Building $184,590	$177,772 Land $48,559 Building $129,213
2024	$6,877.00 (+18.53%)
2023	$5,802.00 (+0.68%)	$195,370 (-) Land $84,770 Building $110,600
2022	$5,763.00	$195,370 Land $84,770 Building $110,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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