132 Main St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 132 Main St, Annapolis, MD 21401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,984 sqft · built 1800
Lot Size	0.065 acres (2,820 sqft)
Owner	Individual Name on File
Tax Bill	$17,464 (2025)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-000-04820200`

Property Details

APN / Parcel Number

Primary APN	`06-000-04820200`
Alternative APNs	`6-000-04820200` `00004820200`

Interior

Stories	1 Story
Building Area	2,984 sqft Gross Area
1st Floor Area	2,984 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,820 sqft (0.065 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00004820200
Street Address	132 MAIN ST
City	ANNAPOLIS
State	MD
Zip	21401-2003
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	2
Legal Lot Number	132
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2013
Census Tract	706103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

132 Main St, a commercial property, is owned by an individual who acquired it in October 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7101 BAY FRONT DR, 615, ANNAPOLIS, MD 21403-3756
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2024
Transfer Doc	0409020313
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 20, 2019
Property Address	132 MAIN ST, ANNAPOLIS, MD 21401-2003
Document Number	0332600211
Book / Page	033260 / 000211
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7101 BAY FRONT DR #615 ANNAPOLIS MD 214033756, 615, ANNAPOLIS, MD 21403-3756

Tax Assessment & Valuation

The 2025 property tax bill for 132 Main St was $17,464, up 0.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,230,500 (+0.96%) Land $866,900 Building $363,600	$1,230,500 (-) Land $866,900 Building $363,600
2025	$17,464.00 (+0.69%)	$1,218,767	$1,230,500 Land $866,900 Building $363,600
2024	$17,345.00 (+1.05%)
2023	$17,164.00	$1,195,300 Land $866,900 Building $328,400	$1,195,300 Land $866,900 Building $328,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	5 (2021–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20