Anne Arundel County property record for 122 Main St, Annapolis, MD 21401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,621 sqft · built 2017 |
| Lot Size | 0.06 acres (2,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $720,000 (Dec 1992) |
| Tax Bill | $15,939 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04562600 |
| Primary APN | 06-000-04562600 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,621 sqft Gross Area |
| 1st Floor Area | 2,621 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,602 sqft (0.06 acres) |
| View / Lot | Commercial/Industrial |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 00004562600 |
|---|---|
| Street Address | 122 MAIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2003 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 122 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 706103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
122 Main St, a commercial property, is owned by a company that bought it in December 1992.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2824 SOLOMONS ISLAND RD, EDGEWATER, MD 21037-1200 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 1992 · Amount on File |
| Deed Sale | Dec 16, 1992 · Amount on File |
| Deed Book / Page | 5870 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 122 MAIN ST, ANNAPOLIS, MD 21401-2003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0418970001 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 41897/1 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 122 Main St was $15,939.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,133,500 Land $857,000 Building $276,500 | $1,133,500 Land $857,000 Building $276,500 | |
| 2025 | $15,939.00 | ||
| 2023 | $15,365.00 | $1,070,000 Land $857,000 Building $213,000 | $1,070,000 Land $857,000 Building $213,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 5 (2021–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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