132 Main Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 132 Main Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,220 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2000)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:3 B:154 L:70`

Property Details

APN / Parcel Number

Primary APN	`M:3 B:154 L:70`
Alternative APN	`MONT M:3 B:5 L:70`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,148 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	132 MAIN RD
City	MONTGOMERY
State	MA
Zip	01085-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	70
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 MAIN RD, MONTGOMERY, MA 01085-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS BANK & TRUST
Jul 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2000 · Amount on Record
Deed Sale	Jun 5, 2000 · Amount on Record
Prior Sale	Sep 26, 1997 · Amount on Record
Deed Book / Page	11219 / 569
Last Transfer Date	Jul 27, 2021
Transfer Doc	024023-436
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	132 MAIN RD, MONTGOMERY, MA 01085-9515
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024431-33
Date	Mar 2, 2022
Book Page	24431/33
Instrument	13098

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jul 27, 2021
Property Address	132 MAIN RD, MONTGOMERY, MA 01085-9515
Document Number	024023-436
Book / Page	24023 / 436
Instrument Date	Jul 27, 2021
Instrument	52160
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MAIN RD, MONTGOMERY, MA 01085-9515

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+11.76%)	$243,900 (+46.31%) Land $73,200 Building $170,700	$268,945 (-8.08%)
2024			$292,600
2023	$2,475.00	$166,700 Land $60,400 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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