Hampden County and Montgomery Town property record for 110 Main Rd, Montgomery, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,472 sqft · built 1998 |
| Lot Size | 39.6 acres (1,728,461 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,662 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Jan 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MONT M:3 B:5 L:37-1 |
| Primary APN | MONT M:3 B:5 L:37-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 5,920 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,728,461 sqft (39.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 110 MAIN RD |
|---|---|
| City | MONTGOMERY |
| State | MA |
| Zip | 01085-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 37-1 |
| Jurisdiction | MONTGOMERY MA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 813002 |
110 Main Rd is owned and occupied by two individuals.
Source: Hampden County and Montgomery Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 MAIN RD, MONTGOMERY, MA 01085-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 13, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MA |
| Property Address | 110 MAIN RD, MONTGOMERY, MA 01085-9515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026184-286 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 26184/286 |
| Instrument | 1490 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 997 Months |
| Due | Feb 1, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Mar 1, 2026 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MA |
| Property Address | 110 MAIN RD, MONTGOMERY, MA 01085-9515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026184-270 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 26184/270 |
| Instrument | 1489 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 997 Months |
| Due | Feb 1, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Mar 1, 2026 |
| Index | Other |
The 2025 property tax bill for 110 Main Rd was $6,662.
Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Montgomery Town |
| Unified School District | Gateway School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,662.00 | $587,436 Land $128,536 Building $458,900 | $526,889 |
| 2023 | $6,410.00 | $431,636 Land $120,936 Building $310,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Main Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 Main Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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