132 Madison St, Erwin, TN 37650 Property Records

Unicoi County property record for 132 Madison St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,101 sqft · built 1920
Lot Size	0.323 acres (14,079 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (May 2024)
Tax Bill	$828 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031J-J-012.01`

Property Details

APN / Parcel Number

Primary APN	`031J-J-012.01`
Alternative APNs	`086031J J 01201` `000008116`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,101 sqft Living Area
1st Floor Area	1,101 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,079 sqft (0.323 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	270 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	132 MADISON ST
City	ERWIN
State	TN
Zip	37650-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK C LOT 32- 100X150MX140 IRR
Legal Subdivision	EVERGREEN
Legal Block	C
Legal Lot Number	32
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

132 Madison St is owned and occupied by an individual who bought it in May 2024.

Source: Unicoi County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	132 MADISON ST, ERWIN, TN 37650-1932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2021	Deed of Trust, Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Mar 19, 2010 · Amount on File
Deed Document Number	2024779
Deed Book / Page	480 / 614
Transfer Doc	0319000897
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 6, 2024
Property Address	132 MADISON ST, ERWIN, TN 37650-1932
Document Number	0000480614
Book / Page	480 / 614
Map Reference	MB 1 PG 9
Instrument Date	May 3, 2024
Instrument	24000779
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MADISON ST, ERWIN, TN 37650-1932

Mortgage

Document Number	0024000780
Date	May 6, 2024
Instrument	24000780

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	132 MADISON ST, ERWIN, TN 37650-1932
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	450212
Date	Sep 8, 2021
Book Page	450/212
Instrument	21001991

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 132 Madison St was $828.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$828.00	$31,725 Land $6,250 Building $25,475	$126,900 Land $25,000 Building $101,900
2024	$828.00
2023		$31,725 (-) Land $6,250 Building $25,475
2022	$746.00	$31,725 Land $6,250 Building $25,475	$126,900 Land $25,000 Building $101,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Madison St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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