125 Madison St, Erwin, TN 37650 Property Records

Unicoi County property record for 125 Madison St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1940
Lot Size	0.245 acres (10,658 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Feb 2018)
Tax Bill	$675 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031J-K-004.00`

Property Details

APN / Parcel Number

Primary APN	`031J-K-004.00`
Alternative APNs	`086031J K 00400` `000008149`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	992 sqft
Basement Area	108 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,658 sqft (0.245 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	360 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	125 MADISON ST
City	ERWIN
State	TN
Zip	37650-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK D LOT 18- UNDIVIDED 1/2 INTEREST 75X140
Legal Subdivision	EVERGREEN
Legal Block	D
Legal Lot Number	18
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2036
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 MADISON ST, ERWIN, TN 37650-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Dec 23, 2009
Deed Document Number	2018230
Deed Book / Page	410 / 325
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0000410325
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 8, 2018
Property Address	125 MADISON ST, ERWIN, TN 37650-1931
Document Number	0000410325
Book / Page	410 / 325
Map Reference	MB 323 PG 97
Instrument Date	Feb 6, 2018
Instrument	18000230
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 MADISON ST, ERWIN, TN 37650-1931

Mortgage

Document Number	0018000231
Date	Feb 8, 2018
Instrument	18000231

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$675.00 (+20.32%)	$25,850 (+20.37%) Land $4,600 Building $21,250	$103,400 (-) Land $18,400 Building $85,000
2024	$561.00 (+11.09%)
2023		$21,475 (-) Land $4,600 Building $16,875
2022	$505.00	$21,475 Land $4,600 Building $16,875	$103,400 Land $18,400 Building $85,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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