132 Laredo St, Ardmore, OK 73401 Property Records

Carter County property record for 132 Laredo St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,969 sqft · built 2017
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2023)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Oct 2023 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80429`

Property Details

APN / Parcel Number

Primary APN	`80429`
Alternative APN	`2055-00-002-002-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	541 sqft

Exterior Amenities

Porch	Slab
Porch Area	166 sqft
Shed	1 Shed
Shed Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	80429
Street Address	132 LAREDO ST
City	ARDMORE
State	OK
Zip	73401-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHAPARRAL WEST, BLK 2 LOTS 2 (132X165)
Legal Range	01E
Legal Township	04S
Legal Section	31
Legal Subdivision	CHAPARRAL WEST
Legal Block	2
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1007
Census Tract	892502

Owner

132 Laredo St is owned and occupied by an individual who bought it in October 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	132 LAREDO ST, ARDMORE, OK 73401-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC
Mar 4, 2019	Joint Tenancy Deed, Subdivision Related Transfer · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	202310840
Deed Book / Page	7449 / 47
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 31, 2023
Property Address	132 LAREDO ST, ARDMORE, OK 73401-9320
Document Number	0007449/47
Book / Page	7449 / 47
Instrument Date	Oct 30, 2023
Instrument	I-2023-010840
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LAREDO ST, ARDMORE, OK 73401-9320

March 2019: Joint Tenancy Deed, Subdivision Related Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Mar 4, 2019
Property Address	132 LAREDO ST, ARDMORE, OK 73401-9320
Document Number	006684/285
Book / Page	6684 / 285
Instrument Date	Feb 28, 2019
Instrument	2019-002531
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 VAVEDO ST, LONE GROVE, OK 73443

Mortgage

Document Number	2019002532
Date	Mar 4, 2019
Instrument	2019-002532

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	395 Months
Due	Feb 28, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 132 Laredo St was $3,965 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,797 (+4.79%) Land $1,910 Building $38,887	$339,975 (-7.72%) Land $15,914 Building $324,061
2025	$3,965.00 Homeowner's exemption	$38,934 Land $1,854 Building $37,080	$368,400 Land $30,000 Building $338,400
2023	$3,228.00 (+6.5%)	$30,760 (+5%) Land $1,800 Building $28,960	$310,067 (-) Land $15,000 Building $295,067
2022	$3,031.00	$29,295 Land $1,800 Building $27,495	$310,067 Land $15,000 Building $295,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Laredo St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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