127 Laredo St, Ardmore, OK 73401 Property Records

Carter County property record for 127 Laredo St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,859 sqft · built 2005
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Feb 2009)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25779`

Property Details

APN / Parcel Number

Primary APN	`25779`
Alternative APN	`2055-00-001-001-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,859 sqft Living Area
1st Floor Area	1,859 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	165 ft deep x 201 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	202 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	1,500 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25779
Street Address	127 LAREDO ST
City	ARDMORE
State	OK
Zip	73401-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHAPARRAL WEST, BLK 1 LOT 1 (201X165)
Legal Range	01E
Legal Township	04S
Legal Section	31
Legal Subdivision	CHAPARRAL WEST
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1007
Census Tract	892502

Owner

127 Laredo St is owned and occupied by two individuals who bought it in February 2009.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 LAREDO ST, ARDMORE, OK 73401-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2009 · Amount on File
Deed Sale	Feb 18, 2009 · Amount on File
Deed Document Number	20091697
Deed Book / Page	4959 / 237
Prior Transfer Date	Feb 16, 2009
Prior Transfer Doc	004959/237
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Apr 6, 2026
Property Address	127 LAREDO ST, ARDMORE, OK 73401-9320
Document Number	0000003164
Book / Page	7867 / 188
Instrument Date	Mar 27, 2026
Instrument	20263164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LAREDO ST, ARDMORE, OK 73401-9320

Mortgage

Document Number	0000003164,
Date	Apr 6, 2026
Book Page	7867/188
Instrument	20263164

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Apr 1, 2034

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	127 LAREDO ST, ARDMORE, OK 73401-9320
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007149/52
Date	Dec 8, 2021
Book Page	7149/52
Instrument	I-2021-013787

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Dec 1, 2029

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	127 LAREDO ST, ARDMORE, OK 73401-9320
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007264/276
Date	Aug 5, 2022
Book Page	7264/276
Instrument	I-2022-008896

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Aug 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	127 LAREDO ST, ARDMORE, OK 73401-9320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6974/1
Date	Dec 17, 2020
Book Page	6974/1
Instrument	2020-013558

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 127 Laredo St was $3,651.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,683 (+5%) Land $3,969 Building $32,714	$305,692 (-6.12%) Land $33,075 Building $272,617
2025	$3,651.00 (-0.03%)	$34,936 (+5%) Land $3,780 Building $31,156	$325,634 (-0.33%) Land $35,001 Building $290,633
2024	$3,652.00 (+9.8%)	$33,273 (+5%) Land $3,600 Building $29,673	$326,719 (+8.14%) Land $30,000 Building $296,719
2023	$3,326.00	$31,688 Land $3,600 Building $28,088	$302,132 Land $30,000 Building $272,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Laredo St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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