132 Franklin St, Saco, ME 04072 Property Records

York County and Saco City property record for 132 Franklin St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,071 sqft · built 1877
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Apr 2015)
Tax Bill$4,009 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNF0460R

Property Details

APN / Parcel Number

Primary APNF0460R
Alternative APNs
  • SACO M:053 L:085 U:000-000
  • M:053 L:085 U:000=000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,071 sqft Living Area
Gross Area2,741 sqft
1st Floor Area796 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberF0460R
Street Address132 FRANKLIN ST
CitySACO
StateME
Zip04072-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Lot Number85
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1014
Census Tract5302

Owner

Source: York County and Saco City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 FRANKLIN ST, SACO, ME 04072-2506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2015 · Amount on Record
Deed SaleApr 7, 2015 · Amount on Record
Deed Document Number201512289
Deed Book / Page16996 / 209
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Recording DateSep 9, 2026
Property Address132 FRANKLIN ST, SACO, ME 04072-2506
Document Number0000034561
Book / Page19990 / 223
Instrument DateSep 2, 2026
Instrument202634561
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 FRANKLIN ST, SACO, ME 04072-2506

Mortgage

Document Number0000034561,
DateSep 9, 2026
Book Page19990/223
Instrument202634561
Lender
NameNORWAY SAVINGS BANK
Agreement
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,009.00 (+2.09%)$282,300 (+1%) Land $130,100 Building $152,200
2024$3,927.00 (+3.94%)$279,500 (+35.61%) Land $130,100 Building $149,400$367,745
2022$3,778.00$206,100 Land $99,300 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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