York County and Saco City property record for 128 Franklin St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,242 sqft · built 1985 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,600 (Oct 2019) |
| Tax Bill | $6,968 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A1330R |
| Primary APN | A1330R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 4,810 sqft |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | A1330R |
|---|---|
| Street Address | 128 FRANKLIN ST |
| City | SACO |
| State | ME |
| Zip | 04072-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 84 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 5302 |
Source: York County and Saco City assessment roll, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 FRANKLIN ST, SACO, ME 04072-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 3, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on Record |
| Deed Sale | Oct 3, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2013 |
| Deed Document Number | 201942031 |
| Deed Book / Page | 18062 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 128 FRANKLIN ST, SACO, ME 04072-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188250293 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 18825/293 |
| Instrument | 2021058142 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 128 FRANKLIN ST, SACO, ME 04072-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185930177 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 18593/177 |
| Instrument | 2021015230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 3, 2019 |
| Property Address | 128 FRANKLIN ST, SACO, ME 04072-2506 |
| Document Number | 0180620347 |
| Book / Page | 18062 / 347 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 2019042031 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | RED DOOR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 COUNTRY WOODS RD, SACO, ME 04072-9620 |
| Document Number | 2019042032 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019042032 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,968.00 (+5.26%) | $490,700 (+4.14%) Land $163,600 Building $327,100 | |
| 2024 | $6,620.00 (+6.31%) | $471,200 (+38.71%) Land $163,600 Building $307,600 | $547,010 |
| 2022 | $6,227.00 | $339,700 Land $124,800 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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