132 Emerald Cir, Durham, NC 27713 Property Records

Durham County property record for 132 Emerald Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2007)
Tax Bill	$2,859 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0728-70-5309`

Property Details

APN / Parcel Number

Primary APN	`0728-70-5309`
Alternative APNs	`0728-70-53-0987` `072804705411` `153267`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,066 sqft Heated Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	132 EMERALD CIR
City	DURHAM
State	NC
Zip	27713-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:03/LT#226 PL:000036-000046
Legal Subdivision	PRKWOOD SEC 03
Legal Lot Number	226
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2003
Census Tract	2013

Owner

132 Emerald Cir is owned and occupied by an individual who bought it in April 2007.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	132 EMERALD CIR, DURHAM, NC 27713-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 19, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2007 · Amount on File
Deed Sale	Apr 16, 2007 · Amount on File
Deed Book / Page	5572 / 307
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	132 EMERALD CIR, DURHAM, NC 27713-2413
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 EMERALD CIR, DURHAM, NC 27713-2413

Mortgage

Document Number	0099050116
Date	Apr 26, 2023
Book Page	9905/116
Instrument	2023059634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	132 EMERALD CIR, DURHAM, NC 27713-2413
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095940930
Date	Jan 24, 2022
Book Page	9594/930
Instrument	2022002980

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BELEWS CREEK, NC 27009

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	132 EMERALD CIR, DURHAM, NC 27713-2413
Document Number	0089250241
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 EMERALD CIR DURHAM NC 277132413, DURHAM, NC 27713-2413

Mortgage

Document Number	0089250241
Date	Apr 29, 2020
Book Page	008925/000241
Instrument	14627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 28, 2045

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	132 EMERALD CIR, DURHAM, NC 27713-2413
Document Number	0083350757
Book / Page	008335 / 000757
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 EMERALD CIR DURHAM NC 277132413, DURHAM, NC 27713-2413

Mortgage

Document Number	0083350757
Date	Dec 27, 2017
Book Page	008335/000757
Instrument	45240

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 132 Emerald Cir was $2,859, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,859.00 (+2.51%)	$281,362 (-) Land $130,000 Building $151,362	$281,362 (-) Land $130,000 Building $151,362
2025	$2,789.00	$281,362 Land $130,000 Building $151,362	$281,362 Land $130,000 Building $151,362
2023	$2,067.00 (+2.33%)	$157,845 Land $38,910 Building $118,935	$157,845 Land $38,910 Building $118,935
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Emerald Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Emerald Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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