127 Emerald Cir, Durham, NC 27713 Property Records

Durham County property record for 127 Emerald Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,606 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,500 (Apr 1998)
Tax Bill	$3,357 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0728-70-5662`

Property Details

APN / Parcel Number

Primary APN	`0728-70-5662`
Alternative APNs	`0728-70-56-6255` `072804705663` `153293`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,606 sqft Heated Area
1st Floor Area	1,054 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	184 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	127 EMERALD CIR
City	DURHAM
State	NC
Zip	27713-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:03/LT#229 PL:000036-000046
Legal Subdivision	PRKWOOD SEC 03
Legal Lot Number	229
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2004
Census Tract	2013

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1998 · Amount on Record
Deed Sale	Apr 29, 1998 · Amount on Record
Deed Book / Page	2456 / 897
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Apr 23, 2026
Property Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Document Number	0000171503
Book / Page	10528 / 284
Instrument Date	Apr 22, 2026
Instrument	2026171503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171503,
Date	Apr 23, 2026
Book Page	10528/284
Instrument	2026171503

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 EMERALD CIR, DURHAM, NC 27713-2412

Mortgage

Document Number	0099800974
Date	Sep 6, 2023
Book Page	9980/974
Instrument	2023073301

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096830630
Date	May 2, 2022
Book Page	9683/630
Instrument	2022018407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096660871
Date	Apr 13, 2022
Book Page	9666/871
Instrument	2022015429

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27709

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	127 EMERALD CIR, DURHAM, NC 27713-2412
Document Number	0089160527
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 EMERALD CIR DURHAM NC 277132412, DURHAM, NC 27713-2412

Mortgage

Document Number	0089160527
Date	Apr 21, 2020
Book Page	008916/000527
Instrument	12687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,357.00 (+2.54%)	$330,320 (-) Land $134,000 Building $196,320	$330,320 (-) Land $134,000 Building $196,320
2025	$3,274.00 (+38.03%)	$330,320 (+82.35%) Land $134,000 Building $196,320	$330,320 (+82.35%) Land $134,000 Building $196,320
2023	$2,372.00 (+2.33%)	$181,144 Land $40,230 Building $140,914	$181,144 Land $40,230 Building $140,914
2022	$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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