132 E End Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 132 E End Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details702 sqft · built 1950
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Sep 1988)
Deeds & MortgagesDec 2025 Mortgage
Jul 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-01-227-027

Property Details

APN / Parcel Number

Primary APN18-01-227-027

Interior

Building Area702 sqft Living Area

Exterior

Year BuiltBuilt 1950
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area6,500 sqft (0.149 acres)
Deck Area97 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address132 E END AVE
CityCRYSTAL LAKE
StateIL
Zip60014-5226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 1988R0031660 LT 9 BLK 13 NORTH CRYSTAL LAKE PARK BEACH SUB
Legal Range07E
Legal Township43N
Legal Section01
Legal SubdivisionNORTH CRYSTAL LAKE PARK BEACH
Legal Block13
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group1
Census Block1002
Census Tract871105

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address132 E END AVE, CRYSTAL LAKE, IL 60014-5226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 5, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Oct 30, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1988 · Amount on Record
Deed SaleSep 1, 1988 · Amount on Record
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address132 E END AVE, CRYSTAL LAKE, IL 60014-5226
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E END AVE, CRYSTAL LAKE, IL 60014-5226

Mortgage

Document Number0000035479
DateDec 17, 2025
Instrument2025R0035479
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address132 E END AVE, CRYSTAL LAKE, IL 60014-5226
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023634
DateJul 5, 2022
Instrument2022R0023634
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address132 E END AVE, CRYSTAL LAKE, IL 60014-5226
Document Number0000037984
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E END AVE CRYSTAL LAKE IL 600145226, CRYSTAL LAKE, IL 60014-5226

Mortgage

Document Number0000037984
DateNov 6, 2019
Instrument37984
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 5, 2034
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$37,143 Land $4,572 Building $32,571$111,429 Land $13,716 Building $97,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2013–2020)
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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