118 E End Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 118 E End Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,961 sqft · built 1998
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jul 2021)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-01-227-024

Property Details

APN / Parcel Number

Primary APN18-01-227-024

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,961 sqft Living Area

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area626 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area121 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address118 E END AVE
CityCRYSTAL LAKE
StateIL
Zip60014-5226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0039504 LT 6 BLK 13 NORTH CRYSTAL LAKE PARK BEACH SUB
Legal Range07E
Legal Township43N
Legal Section01
Legal SubdivisionNORTH CRYSTAL LAKE PARK BEACH
Legal Block13
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group1
Census Block1002
Census Tract871105

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address118 E END AVE, CRYSTAL LAKE, IL 60014-5226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleJan 10, 2011 · Amount on Record
Deed Document Number2021R0039504
Record UpdatedJun 7, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 20, 2021
Property Address118 E END AVE, CRYSTAL LAKE, IL 60014-5226
Document Number0000039504
Map ReferenceMB 5 PG 32
Instrument DateJul 10, 2021
Instrument2021R0039504
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E END AVE, CRYSTAL LAKE, IL 60014-5226

Mortgage

Document Number0000039505
DateJul 20, 2021
Instrument2021R0039505
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$77,133 Land $4,572 Building $72,561$231,399 Land $13,716 Building $217,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2013–2020)
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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