132 Cumberland Ct, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 132 Cumberland Ct, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	4,336 sqft · built 2002
Lot Size	0.493 acres (21,488 sqft)
Owner	Individual Name on Record
Last Sale	$1,480,000 (Jul 2006)
Tax Bill	$24,588 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`46-01503-0000-00001-30`

Property Details

APN / Parcel Number

Primary APN	`46-01503-0000-00001-30`
Alternative APN	`46015030000000010030`

Interior

Building Area	4,336 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	21,488 sqft (0.493 acres)
Lot Dimensions	223 ft deep x 70 ft wide

Location & Zoning

Street Address	132 CUMBERLAND CT
City	PARAMUS
State	NJ
Zip	07652-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Description	70X223 IRR 21488 SF
Legal Subdivision	PINNACLE COMMUNITIES LTD
Legal Block	1503
Legal Lot Number	1.30
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2003
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 CUMBERLAND CT, PARAMUS, NJ 07652-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage SHINHAN BANK AMERICA
Feb 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHINHAN BANK AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2006 · Amount on Record
Deed Sale	Jul 5, 2006 · Amount on Record
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Book / Page	9113 / 430
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	132 CUMBERLAND CT, PARAMUS, NJ 07652-1338
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050430480
Date	Jul 24, 2023
Book Page	5043/480
Instrument	2023048192

Lender

Name	SHINHAN BANK AMERICA
Type	Bank
Address	PARAMUS, NJ 07652

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	132 CUMBERLAND CT, PARAMUS, NJ 07652-1338
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031701830
Date	Feb 4, 2019
Book Page	3170/1830
Instrument	19-008065

Lender

Name	SHINHAN BANK AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,715,600 (+4.59%) Land $558,900 Building $1,156,700	$1,715,600 (+4.59%) Land $558,900 Building $1,156,700
2025	$24,588.00 (+4.79%)	$1,640,300 (+12.59%) Land $510,500 Building $1,129,800	$1,640,300 (+12.59%) Land $510,500 Building $1,129,800
2024	$23,463.00 (+10.47%)
2023		$1,456,900 Land $450,500 Building $1,006,400	$1,456,900 Land $450,500 Building $1,006,400
2022	$21,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	33 (1979–2023)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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