131 Cumberland Ct, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 131 Cumberland Ct, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	6,029 sqft · built 2001
Lot Size	0.624 acres (27,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Oct 2011)
Tax Bill	$29,298 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-01503-0000-00001-28`

Property Details

APN / Parcel Number

Primary APN	`46-01503-0000-00001-28`
Alternative APN	`46015030000000010028`

Interior

Building Area	6,029 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	27,177 sqft (0.624 acres)
Lot Dimensions	150 ft deep x 56 ft wide

Location & Zoning

Street Address	131 CUMBERLAND CT
City	PARAMUS
State	NJ
Zip	07652-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Description	56X150 IRR 27179 SF
Legal Block	1503
Legal Lot Number	1.28
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2003
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CUMBERLAND CT, PARAMUS, NJ 07652-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 19, 2016	Deed of Trust, Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2011 · Amount on Record
Deed Sale	Oct 17, 2011 · Amount on Record
Prior Sale	Jul 1, 2002 · Amount on Record
Deed Document Number	20118561102
Deed Book / Page	856 / 1102
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	131 CUMBERLAND CT, PARAMUS, NJ 07652-1339
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045440965
Date	Jan 20, 2022
Book Page	4544/965
Instrument	2022008381

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	7.25%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	131 CUMBERLAND CT, PARAMUS, NJ 07652-1339
Document Number	0025052325
Book / Page	002505 / 002325
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 CUMBERLAND CT PARAMUS NJ 076521339, PARAMUS, NJ 07652-1339

Mortgage

Document Number	0025052325
Date	Jan 13, 2017
Book Page	002505/002325

Lender

Name	NJ LENDERS
Address	219 PATERSON AVE, LITTLE FALLS, NJ 07424-1657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,048,100 (+4.79%) Land $578,400 Building $1,469,700	$2,048,100 (+4.79%) Land $578,400 Building $1,469,700
2025	$29,298.00 (+5.27%)	$1,954,500 (+10.48%) Land $528,000 Building $1,426,500	$1,954,500 (+10.48%) Land $528,000 Building $1,426,500
2024	$27,830.00 (+8.14%)
2023		$1,769,100 Land $465,800 Building $1,303,300	$1,769,100 Land $465,800 Building $1,303,300
2022	$25,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	33 (1979–2023)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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