132 Crossing Cir, Rincon, GA 31326 Property Records

Effingham County property record for 132 Crossing Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 2011
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Mar 2026)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-031-B00`

Property Details

APN / Parcel Number

Primary APN	`R2540-031-B00`
Alternative APNs	`R2540002F00` `25423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25423
Street Address	132 CROSSING CIR
City	RINCON
State	GA
Zip	31326-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.20 AC LOT 31 OUT R254-1F
Legal Subdivision	BENT TREE
Legal Phase	3B
Legal Block	3B
Legal Lot Number	31
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1009
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 CROSSING CIR, RINCON, GA 31326-6123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING
Mar 10, 2026	Warranty Deed, Transfer NFM HOME LENDING
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Nov 20, 2012	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Book / Page	3029 / 444
Prior Transfer Date	Jul 6, 2010
Prior Transfer Doc	001949/138
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	132 CROSSING CIR, RINCON, GA 31326-6123
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CROSSING CIR, RINCON, GA 31326-6123

Mortgage

Document Number	0000002740/0000000062
Date	Nov 4, 2021
Book Page	0000002740/0000000062
Instrument	013432

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 10, 2026
Property Address	132 CROSSING CIR, RINCON, GA 31326-6123
Document Number	003029/444
Book / Page	3029 / 444
Instrument Date	Mar 5, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CROSSING CIR, RINCON, GA 31326-6123

Mortgage

Document Number	0003029446
Date	Mar 10, 2026
Instrument	3029/446

Lender

Name	NFM HOME LENDING

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 30, 2017
Property Address	132 CROSSING CIR, RINCON, GA 31326-6123
Document Number	002414/238
Book / Page	2414 / 238
Instrument Date	Jun 30, 2017
Instrument	2017-001728
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LOBLOLLY CT, RINCON, GA 31326-4880

Mortgage

Document Number	002414/240
Date	Jul 3, 2017
Book Page	2414/240
Instrument	005930

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

November 2012: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 20, 2012
Property Address	132 CROSSING CIR, RINCON, GA 31326-6123
Document Number	0002147/95
Book / Page	2147 / 95
Instrument Date	Nov 20, 2012
Instrument	2012-002670
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CROSSING CIR, RINCON, GA 31326-6123

Mortgage

Document Number	0002147/97
Date	Nov 21, 2012
Book Page	2147/97

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,753 (+7.32%) Land $22,800 Building $83,953	$266,882 (+7.32%) Land $57,000 Building $209,882
2025	$1,539.00 (+7.7%) Homeowner's exemption	$99,469 (+0.03%) Land $22,800 Building $76,669	$248,673 (+0.02%) Land $57,000 Building $191,673
2024	$1,429.00 (+3.25%) Homeowner's exemption	$99,444 (+40.68%) Land $22,800 Building $76,644	$248,611 (+40.68%) Land $57,000 Building $191,611
2022	$1,384.00 Homeowner's exemption	$70,689 Land $17,600 Building $53,089	$176,723 Land $44,000 Building $132,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crossing Cir

Nearby Streets

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