Polk County property record for 132 Alachua Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,466 sqft · built 1976 |
| Lot Size | 0.256 acres (11,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Nov 2021) |
| Tax Bill | $3,235 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-003011 |
| Primary APN | 26-28-34-662000-003011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,169 sqft (0.256 acres) |
| Lot Dimensions | 144 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Area | 546 sqft |
| Porch | Florida Room |
| Porch Area | 991 sqft |
| Street Address | 132 ALACHUA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LK MARIAM UNIT PB 17 PGS 49A & 49B LOT 302 & THAT PT OF LOT 301 DESC AS: BEG AT NORTHERNMOST COR LOT 301 RUN S 25 DEG 1000E ALONG E BDRY LOT 301 32.73 FT RUN S 44 DEG 0347W 128.22 FT TO PT ON WLY BDRY LOT 301 RUN N 49 DEG 2626W ALONG WLY |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 301,3 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13902 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Apr 12, 2021 | Warranty Deed, Transfer ORLANDO TITLE SERVICES LLC |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 2021304785 |
| Deed Book / Page | 11993 / 1494 |
| Prior Transfer Date | Aug 15, 1994 |
| Prior Transfer Doc | 3429002074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 132 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0000304785 |
| Book / Page | 11993 / 1494 |
| Map Reference | MB 17 PG 49 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021304785 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | ORLANDO TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 AIACHUA DRIVE, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0119931497 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 11993/1497 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 132 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0000092557 |
| Book / Page | 11664 / 224 |
| Map Reference | MB 17 PG 49,49A&49B |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021092557 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ORLANDO TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 132 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0105660270 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 132 ALACHUA DR WINTER HAVEN FL 338841404, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0105660270 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 010566/000270 |
| Instrument | 162892 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,992 (-8.29%) Land $44,675 Building $216,317 | $260,992 (-8.29%) Land $44,675 Building $216,317 | |
| 2025 | $3,235.00 (-12.33%) Homeowner's exemption | $284,580 (+2.21%) Land $42,441 Building $242,139 | $284,580 (-6.81%) Land $42,441 Building $242,139 |
| 2023 | $3,690.00 (+2.53%) Homeowner's exemption | $278,438 (+3%) | $305,385 (+12.97%) Land $41,324 Building $264,061 |
| 2022 | $3,599.00 Homeowner's exemption | $270,328 Land $34,623 Building $235,705 | $270,328 Land $34,623 Building $235,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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