Polk County property record for 130 Alachua Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,383 sqft · built 1959 |
| Lot Size | 0.25 acres (10,881 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,211 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-003030 |
| Primary APN | 26-28-34-662000-003030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,383 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Upper Floors Area | 598 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,881 sqft (0.25 acres) |
| Lot Dimensions | 170 ft deep x 62 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 282 sqft |
| Utility Building | 81 sqft |
| Street Address | 130 ALACHUA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE MARIAM UNIT,ELOISE WOODS PB 17 PG 49 49A 49B LOT 303 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 303 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-003030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 05, 2014 |
| Transfer Doc | 0000042551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 130 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0106782078 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 ALACHUA DR WINTER HAVEN FL 338841404, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0106782078 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 010678/002078 |
| Instrument | 245082 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.69% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 130 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0106782092 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 ALACHUA DR WINTER HAVEN FL 338841404, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0106782092 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 010678/002092 |
| Instrument | 245083 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.69% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 130 ALACHUA DR, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0103330828 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 ALACHUA DR WINTER HAVEN FL 338841404, WINTER HAVEN, FL 33884-1404 |
| Document Number | 0103330828 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 010333/000828 |
| Instrument | 234283 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 05, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,211.00 (-26.29%) Homeowner's exemption | $131,839 (+5.99%) | $272,930 (-5.92%) Land $41,349 Building $231,581 |
| 2023 | $1,643.00 (+4.05%) Homeowner's exemption | $124,391 (+3%) | $290,089 (+9.11%) Land $40,261 Building $249,828 |
| 2022 | $1,579.00 Homeowner's exemption | $120,768 | $265,866 Land $33,732 Building $232,134 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6531992, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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