132 5th St, Duluth, MN 55810 Property Records

St. Louis County property record for 132 5th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Dec 2011)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0050-00750`

Property Details

APN / Parcel Number

Primary APN	`185-0050-00750`
Alternative APN	`1034874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	7,100 sqft (0.163 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Deck Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1034874
Street Address	132 5TH ST
City	DULUTH
State	MN
Zip	55810-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0015 BLOCK:003 SERIAL #
Legal Subdivision	SECOND ADDITION
Legal Block	3
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2001
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 5TH ST, DULUTH, MN 55810-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Prior Sale	Nov 5, 2002 · Amount on Record
Deed Document Number	201175978
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2017
Property Address	132 5TH ST, DULUTH, MN 55810-2221
Document Number	00A1313956
Instrument Date	Jul 21, 2017
Instrument	A1313956
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	132 5TH ST PROCTOR MN 558102221, PROCTOR, MN 55810-2221

Mortgage

Document Number	A1313957
Date	Jul 26, 2017
Instrument	A1313957

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+8.28%) Homeowner's exemption
2025	$2,078.00 (+7.89%) Homeowner's exemption	$183,600 (+4.85%) Land $15,600 Building $168,000	$183,600 (+4.85%) Land $15,600 Building $168,000
2024	$1,926.00	$175,100 (+30.38%) Land $15,500 Building $159,600	$175,100 (+30.38%) Land $15,500 Building $159,600
2022		$134,300 Land $11,700 Building $122,600	$134,300 Land $11,700 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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