St. Louis County property record for 122 5th St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,241 sqft · built 1910 |
| Lot Size | 0.146 acres (6,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2022) |
| Tax Bill | $2,600 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0050-00770 |
| Primary APN | 185-0050-00770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,241 sqft Gross Area |
| 1st Floor Area | 1,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Lot Area | 6,390 sqft (0.146 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1138636 |
|---|---|
| Street Address | 122 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0017 BLOCK:003 SERIAL # |
| Legal Subdivision | SECOND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0050-00770
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 5TH ST, DULUTH, MN 55810-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 02, 2020 | Deed of Trust, Mortgage · VA Mortgage LEND SMART MTG |
| Apr 02, 2020 | Deed of Trust, Mortgage · VA Mortgage LEND SMART MTG |
| Dec 28, 2017 | Quit Claim Deed, Mortgage · VA Mortgage LEND SMART MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Prior Sale | Dec 28, 2017 |
| Deed Document Number | 20221454223 |
| Prior Transfer Date | Dec 20, 2017 |
| Prior Transfer Doc | 00A1324989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 14, 2022 |
| Property Address | 122 5TH ST, DULUTH, MN 55810-2221 |
| Document Number | 0001454223 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 1454223 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 5TH ST, PROCTOR, MN 55810-2221 |
| Document Number | 0001454224 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 1454224 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 122 5TH ST, DULUTH, MN 55810-2221 |
| Document Number | 00A1377130 |
| Instrument Date | Apr 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 5TH ST PROCTOR MN 558102221, PROCTOR, MN 55810-2221 |
| Document Number | 00A1377130 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | A1377130 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 122 5TH ST, DULUTH, MN 55810-2221 |
| Document Number | 00A1377966 |
| Instrument Date | Apr 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 122 5TH ST PROCTOR MN 558102221, PROCTOR, MN 55810-2221 |
| Document Number | 00A1377966 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | A1377966 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 28, 2017 |
| Property Address | 122 5TH ST, DULUTH, MN 55810-2221 |
| Document Number | 00A1324989 |
| Instrument Date | Dec 20, 2017 |
| Instrument | A1324989 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 5TH ST PROCTOR MN 558102221, PROCTOR, MN 55810-2221 |
| Document Number | A1324990 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | A1324990 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,600.00 (-4.13%) Homeowner's exemption | ||
| 2025 | $2,712.00 (+41.84%) Homeowner's exemption | $206,200 (-4.93%) Land $14,000 Building $192,200 | $206,200 (-4.93%) Land $14,000 Building $192,200 |
| 2024 | $1,912.00 | $216,900 (+62.59%) Land $14,000 Building $202,900 | $216,900 (+62.59%) Land $14,000 Building $202,900 |
| 2022 | $133,400 Land $10,600 Building $122,800 | $133,400 Land $10,600 Building $122,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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