132 5th Ave, Chardon, OH 44024 Property Records

Geauga County property record for 132 5th Ave, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,293 sqft · built 1875
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-149600`

Property Details

APN / Parcel Number

Primary APN	`10-149600`
Alternative APN	`005202-2`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,048 sqft
Upper Floors Area	245 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005202-2
Street Address	132 5TH AVE
City	CHARDON
State	OH
Zip	44024-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 4 KEENY S ALLOTMENT
Legal Subdivision	WILLIAM N KEENYS ADDITION
Legal Lot Number	4
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	5
Census Block	5000
Census Tract	312201

Owner

132 5th Ave is owned and occupied by an individual who acquired it in August 2013.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	132 5TH AVE, CHARDON, OH 44024-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage POINT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1990
Deed Sale	Apr 23, 1990
Last Transfer Date	Aug 29, 2013
Transfer Doc	0019602292
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	132 5TH AVE, CHARDON, OH 44024-1006
Document Number	0020280197
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 5TH AVE CHARDON OH 440241006, CHARDON, OH 44024-1006

Mortgage

Document Number	0020280197
Date	Mar 2, 2017
Book Page	002028/000197
Instrument	918129

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.32%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	132 5TH AVE, CHARDON, OH 44024-1006
Document Number	0020280182
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 5TH AVE CHARDON OH 440241006, CHARDON, OH 44024-1006

Mortgage

Document Number	0020280182
Date	Mar 2, 2017
Book Page	002028/000182
Instrument	918128

Lender

Name	POINT FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.32%

Tax Assessment & Valuation

The 2025 property tax bill for 132 5th Ave was $3,524 with a homeowner's exemption, down 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (-0.14%)	$71,230 (-) Land $22,650 Building $48,580
2024	$3,529.00 (+4.19%) Homeowner's exemption	$71,230 (-) Land $22,650 Building $48,580
2023	$3,387.00 Homeowner's exemption	$71,230 (+24.25%) Land $22,650 Building $48,580	$203,500 Land $64,700 Building $138,800
2022		$57,330 Land $18,830 Building $38,500
2021	$3,297.00
2020			$163,800 Land $53,800 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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