123 5th Ave, Chardon, OH 44024 Property Records

Geauga County property record for 123 5th Ave, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2015)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-128700`

Property Details

APN / Parcel Number

Primary APN	`10-128700`
Alternative APN	`005166-8`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	440 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	254 sqft
Pole Barn	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005166-8
Street Address	123 5TH AVE
City	CHARDON
State	OH
Zip	44024-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 97 PARCEL #2
Legal Lot Number	97
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	5
Census Block	5007
Census Tract	312201

Owner

123 5th Ave is owned and occupied by two individuals who bought it in July 2015.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 5TH AVE, CHARDON, OH 44024-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Prior Sale	Apr 15, 1991 · Amount on File
Deed Document Number	2015893402
Deed Book / Page	1994 / 1938
Prior Transfer Date	Jan 16, 1996
Prior Transfer Doc	0000551639
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	May 31, 2023
Property Address	123 5TH AVE, CHARDON, OH 44024-1005
Document Number	0021693433
Book / Page	2169 / 3433
Instrument Date	May 30, 2023
Instrument	202301012624
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	REVERE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 5TH AVE, CHARDON, OH 44024-1005

Mortgage

Document Number	202301012625
Date	May 31, 2023
Instrument	202301012625

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	123 5TH AVE, CHARDON, OH 44024-1005
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 5TH AVE, CHARDON, OH 44024-1005

Mortgage

Document Number	0021120207
Date	Dec 23, 2020
Book Page	2112/207
Instrument	202000975023

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARDON, OH 44024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Dec 8, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 123 5th Ave was $3,263, down 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (-0.12%)	$64,580 (-) Land $16,730 Building $47,850
2024	$3,267.00 (+6.38%)	$64,580 (-) Land $16,730 Building $47,850
2023	$3,071.00 Homeowner's exemption	$64,580 (+47.24%) Land $16,730 Building $47,850	$184,500 Land $47,800 Building $136,700
2022		$43,860 Land $13,900 Building $29,960
2021	$2,523.00
2020			$125,300 Land $39,700 Building $85,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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